For Producers
Heritance Life Group products will permit you to solve a risk for your non-profit clients - Continuity of Giving in the event of the death of the benefactor
We recognize the value you bring to your Non-Profit Organizations and the role you play in their mission to those they serve. Heritance Life Group has created a product to sustain your NPO’s by providing life coverage on their most valuable asset – their Donors. This is a one-of-a-kind vetted national group product that establishes your NPO clientele as both the plan sponsor and the beneficiary – allowing them to Carry on…in the event of a donor’s death.
We are aware of the vital role between your product delivery and your client’s valuable contributors; without both, the needs of those served will be lost. Heritance Life Group protects both! The loss of a Regular-Faithful and Significant Donor due to death may lead to lay-offs, budget constraints or worse yet – the inability to fund services your NPO’s provide to those in need.
The information on this website is intended to help you better understand:
Who is a Regular-Faithful and Significant Donor?
What impact will a loss, due to death cause for your Non-Profit Organization client?
How you can protect your NPO’s work with affordable Donor Life and Accidental Death Coverage –
- Maximum coverage is $50,000 per primary donor.
- Coverage is written without medical evidence of insurability.
- Your Charitable Organization will be the Owner and the Beneficiary of this Heritance Life Group Coverage!
- Regular – Faithful – Significant Donors vary between organizations; once determined we require at least 75% of those eligible to be enrolled.
- This group coverage requires a minimum of 10 enrolled Donors.
- Each Donor will be notified of coverage being provided; the Board will have an “opt-out” or “opt-in” notification privilege.
- This coverage requires an annual premium; premium is paid at the conclusion of a “giving year”.
- Premium is a function of the selected coverage(s) amount multiplied by the number of Regular-Faithful-Significant Donors to your organization.
- Eligibility and premium will correlate directly to annual reconciliation via contribution statements generated and uploaded by your NPO.
- Rates are guaranteed for one calendar year.