We developed this product with everyone’s interests in mind.  Life insurance used in charitable planning benefits the Donors and their families, the Charity, and the insurance brokerage community. Donors are able to make a final donation to their charity in form of cash, while not diminishing assets available in the estate for family members.  This is done on a tax-free basis.  This solution is tax-free from beginning to end.  Neither the premiums nor the benefits are subject to tax.

Non-profit organizations benefit as they are the recipients of the “final Gift” from their significant benefactors.  This promotes better long term planning and stability in the organization. Insurance brokers and consultants benefit by having a fairly simple life insurance solution that is well-received on a wide spread basis.  This will be a new market for many insurance professionals.